195 Chase Dr, Pelham, AL 35124 Property Records

Shelby County property record for 195 Chase Dr, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,456 sqft · built 2002
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (May 2025)
Tax Bill	$3,029 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`131020001004052`

Property Details

APN / Parcel Number

Primary APN	`131020001004052`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,456 sqft Heated Area
1st Floor Area	2,224 sqft
Upper Floors Area	1,232 sqft
Basement Area	1,202 sqft
Finished Basement	1,022 sqft
Unfinished Basement	180 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 CHASE DR
City	PELHAM
State	AL
Zip	35124-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 5 30S 03W NBRHD: 08 ROYAL OAKS R-2
Legal Range	03W
Legal Township	30S
Legal Section	05
Legal Subdivision	ROYAL OAKS 8TH SECTOR
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1000
Census Tract	30352

Owner

195 Chase Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 CHASE DR, PELHAM, AL 35124-2665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Dec 5, 2001 · Amount on File
Deed Document Number	2025158100
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	PELHAM, AL 35124
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230220
Date	May 10, 2021
Instrument	20210510000230220

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	PELHAM, AL 35124
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553460
Date	Nov 17, 2021
Instrument	20211117000553460

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	86244

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 195 Chase Dr was $3,029 with a homeowner's exemption, down 2.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,029.00 (-2.67%) Homeowner's exemption
2025	$3,112.00	$53,660	$536,500 Land $85,000 Building $451,500
2023	$2,778.00	$48,620	$486,200 Land $75,000 Building $411,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Chase Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2014–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Chase Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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