191 Chase Dr, Pelham, AL 35124 Property Records

Shelby County property record for 191 Chase Dr, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,028 sqft · built 2001
Lot Size	0.447 acres (19,471 sqft)
Owner	Individual Name on Record
Tax Bill	$3,145 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131020001004054`

Property Details

APN / Parcel Number

Primary APN	`131020001004054`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,028 sqft Heated Area
1st Floor Area	1,911 sqft
Upper Floors Area	1,324 sqft
Basement Area	764 sqft
Finished Basement	1,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,471 sqft (0.447 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	191 CHASE DR
City	PELHAM
State	AL
Zip	35124-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LESS:BEG NE COR LOT 5 ROYAL OAKS 8TH SECTOR MB 24 PG 113 SE20.49 SW24.4 NW20.51 NE25.4 TO POB
Legal Range	03W
Legal Township	30S
Legal Section	05
Legal Subdivision	ROYAL OAKS 8TH SECTOR
Legal Lot Number	5
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1000
Census Tract	30352

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 CHASE DR, PELHAM, AL 35124-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018
Deed Sale	Jun 22, 2018
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	2018223930
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	191 CHASE DR, PELHAM, AL 35124-2665
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247740
Date	May 19, 2021
Instrument	20210519000247740

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Feb 20, 2031

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	191 CHASE DR, PELHAM, AL 35124-2665
Document Number	0000081500
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	191 CHASE DR PELHAM AL 351242665, PELHAM, AL 35124-2665

Mortgage

Document Number	0000081500
Date	Mar 13, 2019
Instrument	81500

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 22, 2018
Property Address	191 CHASE DR, PELHAM, AL 35124-2665
Document Number	0000223930
Instrument Date	Jun 11, 2018
Instrument	223930
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount Recorded
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2725 PELHAM PKWY PELHAM AL 351241704, PELHAM, AL 35124-1704

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,145.00 (-1.96%) Homeowner's exemption
2025	$3,208.00 (+12.68%)	$55,320 (+11.08%)	$553,100 (+11.06%) Land $85,000 Building $468,100
2023	$2,847.00	$49,800	$498,000 Land $75,000 Building $423,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2014–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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