Providence City property record for 195 Benedict St, #197, Providence, RI 02909
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,750 sqft · built 1988 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Nov 2022) |
| Tax Bill | $3,444 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:42 L:250 |
| Primary APN | PROV M:42 L:250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 20415 |
|---|---|
| Street Address | 195 BENEDICT ST, 197 |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-2328 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Lot Number | 250 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 1400 |
195 Benedict St, #197 is owned and occupied by an individual who bought it in November 2022.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 BENEDICT ST, 197, PROVIDENCE, RI 02909-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 2, 2022 | Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Jul 22, 2019 · Amount on File |
| Deed Document Number | 2022334397 |
| Deed Book / Page | 13730 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 195 BENEDICT ST # 197, 197, PROVIDENCE, RI 02909-2328 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014539-33 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 14539/33 |
| Instrument | 2025401083 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Nov 2, 2022 |
| Property Address | 195-197 BENEDICT ST, PROVIDENCE, RI 02909 |
| Document Number | 013730-227 |
| Book / Page | 13730 / 227 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022334397 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 BENEDICT ST, PROVIDENCE, RI 02909-2328 |
| Document Number | 2022334398 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022334398 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Jul 22, 2019 |
| Property Address | 195-197 BENEDICT ST, PROVIDENCE, RI 02909 |
| Document Number | 012426-173 |
| Book / Page | 12426 / 173 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 232425 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 BENEDICT ST, PROVIDENCE, RI 02909-2328 |
| Document Number | 0000232426 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 232426 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 195 Benedict St, #197 was $3,444.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,444.00 | $456,100 Land $108,700 Building $347,400 | $464,325 |
| 2023 | $6,189.00 (+4.42%) | $337,300 (+1.29%) Land $72,500 Building $264,800 | |
| 2022 | $5,927.00 | $333,000 Land $72,500 Building $260,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Benedict St, #197 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 195 Benedict St, #197 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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