185 Benedict St, #187, Providence, RI 02909 Property Records

Smithfield Town property record for 185 Benedict St, #187, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,160 sqft · built 2004
Lot Size	0.103 acres (4,481 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Aug 2017)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Sep 2021 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:42 L:254`

Property Details

APN / Parcel Number

Primary APN	`PROV M:42 L:254`
Alternative APNs	`P:0420254 L:0000` `20419`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,481 sqft (0.103 acres)
Garage Type	Basement
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20419
Street Address	185 BENEDICT ST, 187
City	PROVIDENCE
State	RI
Zip	02909-2328
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	254
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	5
Census Block	5009
Census Tract	1400

Owner

185 Benedict St, #187 is owned and occupied by an individual who bought it in August 2017.

Source: Smithfield Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	185 BENEDICT ST, 187, PROVIDENCE, RI 02909-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP
Aug 25, 2017	Warranty Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on File
Deed Sale	Aug 25, 2017 · Amount on File
Prior Sale	Mar 4, 2015
Deed Document Number	20179720
Deed Book / Page	11811 / 32
Transfer Doc	10084-34
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	185-187 BENEDICT ST, PROVIDENCE, RI 02909
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013299-161
Date	Sep 27, 2021
Book Page	13299/161
Instrument	2021299980

Lender

Name	SOFI LENDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 25, 2017
Property Address	185-187 BENEDICT ST, PROVIDENCE, RI 02909
Document Number	0011811-32
Book / Page	11811 / 32
Instrument	179720
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118110035
Date	Aug 25, 2017
Instrument	11811/0035

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Benedict St, #187 was $3,764.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,764.00	$498,600 Land $108,600 Building $390,000
2023	$6,667.00 (+3.09%)	$363,300 (-) Land $72,400 Building $290,900
2022	$6,467.00	$363,300 Land $72,400 Building $290,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 185 Benedict St, #187 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Benedict St, #187 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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