Oakland County property record for 195 Baldwin Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 5,588 sqft · built 2014 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,150,000 (Aug 2026) |
| Tax Bill | $39,342 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-352-004 |
| Primary APN | 08-19-25-352-004 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 5,588 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 14,549 sqft (0.334 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 79 sqft |
| Deck Area | 99 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 195 BALDWIN RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 WHITEHEAD & MITCHELL ADD WLY PART OF LOT 30 BEG AT SW LOT COR, TH NLY TO NW LOT COR, TH ELY 17.95FT ALG N LOT LINE, TH SLY 19.45 FT AT RT ANGLES TO N LOT LINE, TH SELY 132.28 FT TO PT ON S LOT LINE DIST 28 FT FROM SW LOT COR, TH WLY |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | WHITEHEAD & MITCHELL ADD |
| Legal Lot Number | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 152600 |
Source: Oakland County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on Record |
| Deed Sale | Aug 6, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2012 |
| Deed Document Number | 2026117633 |
| Deed Book / Page | 61437 / 365 |
| Prior Transfer Date | Mar 1, 2016 |
| Prior Transfer Doc | 0000038367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 6, 2026 |
| Property Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Document Number | 0000117633 |
| Book / Page | 61437 / 365 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026117633 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,386,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000129315 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 50840/00773 |
| Instrument | 129315 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000118264 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 52004/00336 |
| Instrument | 118264 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 195 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Document Number | 0000162706 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 54664/775 |
| Instrument | 162706 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.57% |
| Index | 1-Year LIBOR |
| Max Rate | 7.57% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,342.00 (-9.78%) Homeowner's exemption | $1,390,720 (+7.53%) | $2,781,440 (+7.53%) |
| 2024 | $43,607.00 (+9.29%) | ||
| 2023 | $1,293,330 | $2,586,660 | |
| 2021 | $39,900.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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