Oakland County property record for 191 Baldwin Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,373 sqft · built 1901 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Company Name on File |
| Last Sale | $935,000 (Nov 2020) |
| Tax Bill | $14,579 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-352-010 |
| Primary APN | 08-19-25-352-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,373 sqft Living Area |
| 1st Floor Area | 1,705 sqft |
| Basement Area | 263 sqft |
| Finished Basement | 263 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 129 ft deep x 58 ft wide |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 338 sqft |
| Deck Area | 270 sqft |
| Patio Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 191 BALDWIN RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 WHITEHEAD & MITCHELL ADD LOT 27 & ELY PART OF LOT 30 BEG AT NE LOT COR, TH SLY 50 FT ALG E LOT LINE, TH WLY 31.50 FT PARA TO N LOT LINE, TH NLY 28 FT PARA TO E LOT LINE, TH NLY 19.45 FT TO N LOT LINE, TH ELY 28.30 FT TO BEG, ALSO S |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | WHITEHEAD & MITCHELL ADD |
| Legal Lot Number | 27,30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 152600 |
Source: Oakland County records · APN 08-19-25-352-010
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 191 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 21, 2017 | Deed of Trust, Mortgage · ARM CHEMICAL BANK |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES |
| Dec 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 30, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Jan 10, 2011 · Amount on Record |
| Deed Document Number | 2020237094 |
| Deed Book / Page | 55154 / 861 |
| Prior Transfer Date | Nov 02, 2020 |
| Prior Transfer Doc | 0000265616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 191 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000176665 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 51098/00307 |
| Instrument | 176665 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 10, 2020 |
| Property Address | 191 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Document Number | 0000237094 |
| Book / Page | 55154 / 861 |
| Map Reference | LB 5 PG 10 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 237094 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,041.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 191 BALDWIN RD, 191, BIRMINGHAM, MI 48009-1357 |
| Name | Verified Name |
|---|---|
| Address | 281 CLIFTON RD, BLOOMFIELD HILLS, MI 48301-2537 |
| Document Number | 0055154863 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 55154/863 |
| Name | FIRST SECURITIES FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 15, 2020 |
| Property Address | 191 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Document Number | 0000265616 |
| Book / Page | 055334 / 000883 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 265616 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 191 BALDWIN RD BIRMINGHAM MI 480091357, BIRMINGHAM, MI 48009-1357 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 30, 2017 |
| Property Address | 191 BALDWIN RD, BIRMINGHAM, MI 48009-1357 |
| Document Number | 0000126206 |
| Book / Page | 050823 / 000174 |
| Instrument Date | May 25, 2017 |
| Instrument | 126206 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 IRVINE LN #G GROSSE POINTE FARMS MI 482362951, G, GROSSE POINTE FARMS, MI 48236-2951 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,579.00 (-9.78%) Homeowner's exemption | $493,060 (+19.74%) | $986,120 (+19.74%) |
| 2024 | $16,160.00 (+5.3%) | ||
| 2023 | $411,780 | $823,560 | |
| 2021 | $15,346.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 418 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BIRMINGHAM serves 20,472 people |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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