195 Ascott Trce, Covington, GA 30016 Property Records

Newton County property record for 195 Ascott Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,236 sqft · built 2021
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,900 (Nov 2021)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0071B-00000-018-000`

Property Details

APN / Parcel Number

Primary APN	`0071B-00000-018-000`
Alternative APNs	`0071B 018` `26430`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,236 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	120 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26430
Street Address	195 ASCOTT TRCE
City	COVINGTON
State	GA
Zip	30016-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 18 HANLEY MILL PH1
Legal Subdivision	HANLEY MILL
Legal Phase	1
Legal Lot Number	18
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2000
Census Tract	100802

Owner

Source: Newton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage BANK OZK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Nov 18, 2021	Warranty Deed, Transfer
Mar 22, 2021	Limited Warranty Deed, Transfer
Mar 31, 2020	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK
Feb 4, 2019	Grant Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20216563
Deed Book / Page	4308 / 475
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Investor	Possibly a Property Investor

Mortgage

Document Number	0042730000000231
Date	Oct 1, 2021
Book Page	0000004273/0000000231
Instrument	018847

Lender

Name	BANK OZK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0043080000000490
Date	Dec 6, 2021
Book Page	0000004308/0000000490
Instrument	023412

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 18, 2021
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0043080475
Book / Page	4308 / 475
Instrument Date	Nov 18, 2021
Instrument	2021-006563
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0000023411
Date	Nov 18, 2021
Instrument	023411

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

Mortgage

Document Number	0043080000000490
Date	Dec 6, 2021
Book Page	0000004308/0000000490
Instrument	023412

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 18, 2021
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0043080499
Book / Page	4308 / 499
Instrument Date	Nov 18, 2021
Instrument	2021-006825
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 22, 2021
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0041640512
Book / Page	4164 / 512
Instrument Date	Mar 22, 2021
Instrument	2021-001471
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GARLAND DR STE 100, 100, BOGART, GA 30622-3221
Investor	Possibly a Property Investor

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0039990054
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1123 CHURCH ST SE #204 COVINGTON GA 300142876, 204, COVINGTON, GA 30014-2876

Mortgage

Document Number	0039990054
Date	May 4, 2020
Book Page	003999/000054
Instrument	5770

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	LAKELAND, GA 31635

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 3, 2021

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 4, 2019
Property Address	195 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0037990585
Book / Page	003799 / 000585
Instrument Date	Jan 30, 2019
Instrument	1394
Transaction Type	Construction Loan
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 ASCOTT TRCE COVINGTON GA 300166006, COVINGTON, GA 30016-6006
Investor	Possibly a Property Investor

Mortgage

Document Number	37990586
Date	Feb 4, 2019
Book Page	003799/000586
Instrument	1395

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	CONYERS, GA 30013
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 3, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00 (-8.17%) Homeowner's exemption	$126,200 (+20.93%) Land $20,000 Building $106,200	$315,500 (+20.93%) Land $50,000 Building $265,500
2023		$104,360 Land $10,000 Building $94,360	$260,900 Land $25,000 Building $235,900
2022	$3,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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