175 Ascott Trce, Covington, GA 30016 Property Records

Newton County property record for 175 Ascott Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,555 sqft · built 2021
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2024)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0071B-00000-020-000`

Property Details

APN / Parcel Number

Primary APN	`0071B-00000-020-000`
Alternative APNs	`0071B 020` `26432`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,555 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Area	693 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26432
Street Address	175 ASCOTT TRCE
City	COVINGTON
State	GA
Zip	30016-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 20 HANLEY MILL PH1
Legal Subdivision	HANLEY MILL
Legal Phase	1
Legal Lot Number	20
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2000
Census Tract	100802

Owner

175 Ascott Trce is owned and occupied by an individual who bought it in April 2024.

Source: Newton County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage AXEN MORTGAGE
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Mar 22, 2021	Limited Warranty Deed, Transfer
Mar 31, 2020	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK
Feb 4, 2019	Grant Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Nov 19, 2021 · Amount on File
Deed Book / Page	4610 / 3
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 8, 2026
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0048200000000070
Book / Page	4820 / 70
Instrument Date	Feb 23, 2026
Instrument	20264079
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0000004079,
Date	Apr 8, 2026
Book Page	4820/70
Instrument	20264079

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2066

Interest

Rate	6.09%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0046520000000084
Date	Sep 5, 2024
Book Page	0000004652/0000000084
Instrument	D2024009300

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0046520000000096
Date	Sep 5, 2024
Book Page	0000004652/0000000096
Instrument	D2024009301

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 16, 2024
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0046100003
Book / Page	4610 / 3
Instrument Date	Mar 29, 2024
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0000046105
Date	Apr 16, 2024
Instrument	4610/5

Lender

Name	AXEN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 19, 2021
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0043060404
Book / Page	4306 / 404
Instrument Date	Nov 19, 2021
Instrument	2021-006585
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006

Mortgage

Document Number	0043060000000406
Date	Dec 1, 2021
Book Page	0000004306/0000000406
Instrument	023126

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 22, 2021
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0041640512
Book / Page	4164 / 512
Instrument Date	Mar 22, 2021
Instrument	2021-001471
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GARLAND DR STE 100, 100, BOGART, GA 30622-3221
Investor	Possibly a Property Investor

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0039990054
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1123 CHURCH ST SE #204 COVINGTON GA 300142876, 204, COVINGTON, GA 30014-2876

Mortgage

Document Number	0039990054
Date	May 4, 2020
Book Page	003999/000054
Instrument	5770

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	LAKELAND, GA 31635

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 3, 2021

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 4, 2019
Property Address	175 ASCOTT TRCE, COVINGTON, GA 30016-6006
Document Number	0037990585
Book / Page	003799 / 000585
Instrument Date	Jan 30, 2019
Instrument	1394
Transaction Type	Construction Loan
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 ASCOTT TRCE COVINGTON GA 300166006, COVINGTON, GA 30016-6006
Investor	Possibly a Property Investor

Mortgage

Document Number	37990586
Date	Feb 4, 2019
Book Page	003799/000586
Instrument	1395

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	CONYERS, GA 30013
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 3, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 175 Ascott Trce was $3,443 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 Homeowner's exemption	$145,840 Land $20,000 Building $125,840	$364,600 Land $50,000 Building $314,600
2023		$114,080 Land $10,000 Building $104,080	$285,200 Land $25,000 Building $260,200
2022	$3,626.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Ascott Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Ascott Trce is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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