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19497 Silver Oak Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19497 Silver Oak Dr, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,695 sqft · built 1995
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Apr 2023)
Tax Bill$6,436 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-46-25-E1-03000.0330

Property Details

APN / Parcel Number

Primary APN21-46-25-E1-03000.0330
Alternative APNs
  • 252146E1030000330
  • 21462503000000330
  • 10271441

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,695 sqft Living Area
Gross Area3,503 sqft
1st Floor Area1,802 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area6,795 sqft (0.156 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area522 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area262 sqft
PorchSlab
Porch Area286 sqft
Patio Area631 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10271441
Street Address19497 SILVER OAK DR
CityESTERO
StateFL
Zip33967-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSILVER OAK VILLAGE AT THE VINES PB47 PG 69 LOT 33
Legal Range25E
Legal Township46S
Legal Section21
Legal SubdivisionSILVER OAK VILLAGE AT THE VINES
Legal TractE1
Legal Block2
Legal Lot Number33
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2003
Census Tract50207

Owner

19497 Silver Oak Dr is owned and occupied by an individual who bought it in April 2023.

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address19497 SILVER OAK DR, ESTERO, FL 33967-5511
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEERWOOD BANK
Aug 8, 2019Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2023 · Amount on File
Deed SaleApr 28, 2023 · Amount on File
Prior SaleAug 8, 2019 · Amount on File
Deed Document Number2023151720
Prior Transfer DateOct 10, 1996
Prior Transfer Doc2752003931
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19497 SILVER OAK DR, ESTERO, FL 33967-5511
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address19497 SILVER OAK DR, ESTERO, FL 33967-5511

Mortgage

Document Number0000216459
DateSep 14, 2020
Instrument2020000216459
Lender
NameDEERWOOD BANK
TypeBank
AddressSAINT PAUL, MN 55116
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 8, 2019
Property Address19497 SILVER OAK DR, ESTERO, FL 33967-5511
Document Number0000184501
Map ReferenceMB 47 PG 68
Instrument DateJul 31, 2019
Instrument2019000184501
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,331.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19497 SILVER OAK DR, 19497, ESTERO, FL 33967-5511

Transferred To (Grantee/Buyer)

NameVerified Name
Address19497 SILVER OAK DR, ESTERO, FL 33967-5511

Mortgage

Document Number0000184502
DateAug 8, 2019
Instrument2019000184502
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19497 Silver Oak Dr was $6,436 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,436.00 Homeowner's exemption$503,880 Land $96,900 Building $406,980$503,880 Land $96,900 Building $406,980
2023$3,960.00 (+4.46%) Homeowner's exemption$308,631 (+9.57%)$483,935 (+29.59%) Land $117,116 Building $366,819
2022$3,791.00 Homeowner's exemption$281,682$373,422 Land $94,054 Building $279,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19497 Silver Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims2 (2017–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19497 Silver Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, CenturyLink, Verizon.

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