19485 Silver Oak Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19485 Silver Oak Dr, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,625 sqft · built 1995
Lot Size0.161 acres (7,013 sqft)
Owner2 Company Names on Record
Last Sale$370,000 (Feb 2021)
Tax Bill$7,090 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN21-46-25-E1-03000.0310

Property Details

APN / Parcel Number

Primary APN21-46-25-E1-03000.0310
Alternative APNs
  • 252146E1030000310
  • 10271439

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,625 sqft Living Area
Gross Area3,249 sqft
1st Floor Area2,185 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,013 sqft (0.161 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area204 sqft
Patio Area440 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10271439
Street Address19485 SILVER OAK DR
CityESTERO
StateFL
Zip33967-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSILVER OAK VILLAGE AT THE VINES PB47 PG 69 LOT 31
Legal Range25E
Legal Township46S
Legal Section21
Legal SubdivisionSILVER OAK VILLAGE AT THE VINES
Legal TractE1
Legal Block2
Legal Lot Number31
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2003
Census Tract50207

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13015 38TH PL N, MINNEAPOLIS, MN 55441-1132
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
THRIVENT FCU
Feb 24, 2021Warranty Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleFeb 7, 2007 · Amount on Record
Deed Document Number202158031
Prior Transfer DateDec 24, 2012
Prior Transfer Doc0000007900
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19485 SILVER OAK DR, ESTERO, FL 33967-5511
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address13015 38TH PL N, PLYMOUTH, MN 55441-1132

Mortgage

Document Number0000054574
DateFeb 17, 2022
Instrument2022000054574
Lender
NameTHRIVENT FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55415
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMar 1, 2029
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 24, 2021
Property Address19485 SILVER OAK DR, ESTERO, FL 33967-5511
Document Number0000058031
Map ReferenceMB 47 PG 68
Instrument DateFeb 19, 2021
Instrument2021000058031
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 COACHMANS RD, 114, MADISON, MS 39110-9227

Transferred To (Grantee/Buyer)

NameVerified Name
Address13015 38TH PL N, MINNEAPOLIS, MN 55441-1132

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,540 (+7.93%) Land $88,825 Building $444,715$533,540 (-1.5%) Land $88,825 Building $444,715
2025$7,090.00 (+11.25%)$494,321 (-1.66%)$541,661 (+7.76%) Land $96,900 Building $444,761
2023$6,373.00 (+17.32%)$502,665 (+35.35%) Land $121,031 Building $381,634$502,665 (+35.35%) Land $121,031 Building $381,634
2022$5,432.00$371,391 Land $94,054 Building $277,337$371,391 Land $94,054 Building $277,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims2 (2017–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, CenturyLink, Verizon.

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