19496 Rudd Dr, Saucier, MS 39574 Property Records

Harrison County property record for 19496 Rudd Dr, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,044 sqft · built 2018
Owner	Individual Name on Record
Tax Bill	$729 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0504-34-002.137`

Property Details

APN / Parcel Number

Primary APN	`0504-34-002.137`
Alternative APN	`133227`

Interior

Full Baths	1 Bath
Building Area	2,044 sqft Adjusted Area
1st Floor Area	1,741 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	200 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	133227
Street Address	19496 RUDD DR
City	SAUCIER
State	MS
Zip	39574-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 179 WEST MAGNOLIA HEIGHTS PH 5 SEC 34-5-12
Legal Range	12
Legal Township	05
Legal Section	34
Legal Subdivision	WEST MAGNOLIA HEIGHTS PH 5
Legal Phase	5
Legal Lot Number	179
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	3514

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19896 RUDD DR, SAUCIER, MS 39574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Dec 22, 2017	Deed of Trust, Mortgage WILL L FREEMAN IRA
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Sep 4, 2019	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	Sep 4, 2019
Deed Document Number	2025-0010661-D-J1
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20197615TJ1
Date	Sep 4, 2019
Instrument	2019-7615-T-J1

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170011189TJ1
Date	Dec 22, 2017
Instrument	2017-0011189-T-J1

Lender

Name	WILL L FREEMAN IRA
Type	Private Party
Address	10443 FAIRCHILD RD, SPRING HILL, FL 34608

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Jan 8, 2019

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200009639TJ1
Date	Sep 23, 2020
Instrument	2020-0009639-T-J1

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210004205TJ1
Date	Apr 1, 2021
Instrument	2021-0004205-T-J1

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20197615TJ1
Date	Sep 4, 2019
Instrument	2019-7615-T-J1

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 4, 2019
Property Address	19496 RUDD DR, SAUCIER, MS 39574-6302
Document Number	20197368DJ1
Map Reference	PB 51 PG 4
Instrument Date	Aug 30, 2019
Instrument	2019-7368-D-J1
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5082, SPRING HILL, FL 34611-5082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19496 RUDD DR, SAUCIER, MS 39574-6302

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+0.14%) Homeowner's exemption	$17,266 (+4.8%)	$172,660 (+4.8%) Land $28,750 Building $143,910
2024	$728.00 (-0.55%)
2023	$732.00 (-0.81%) Homeowner's exemption Additional exemption filed	$16,475	$164,754 Land $28,750 Building $136,004
2022	$738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERBEND UTILITIES INC private · serves 4,834 people · EPA ID MS0240194
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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