19540 Rudd Dr, Saucier, MS 39574 Property Records

Harrison County property record for 19540 Rudd Dr, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,678 sqft · built 2016
Owner	Individual Name on File
Last Sale	$216,000 (Apr 2024)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0504-34-002.141`

Property Details

APN / Parcel Number

Primary APN	`0504-34-002.141`
Alternative APN	`133231`

Interior

Full Baths	1 Bath
Building Area	1,678 sqft Adjusted Area
1st Floor Area	1,368 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	133231
Street Address	19540 RUDD DR
City	SAUCIER
State	MS
Zip	39574-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 WEST MAGNOLIA HEIGHTS PH 5 SEC 34-5-12
Legal Range	12
Legal Township	05
Legal Section	34
Legal Subdivision	WEST MAGNOLIA HEIGHTS PH 5
Legal Phase	5
Legal Lot Number	183
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	3514

Owner

19540 Rudd Dr is owned and occupied by an individual who bought it in April 2024.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19540 RUDD DR, SAUCIER, MS 39574-6301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer NOT AVAILABLE, ESPLANADE LAND & TTL CO LLC
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE
Aug 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Aug 6, 2020
Deed Document Number	2024-0007828-D-J1
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 30, 2024
Property Address	19540 RUDD DR, SAUCIER, MS 39574-6301
Document Number	20240007828DJ1
Map Reference	MB 51 PG 4
Instrument Date	Apr 29, 2024
Instrument	2024-0007828-D-J1
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, ESPLANADE LAND & TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19061 HIGHWAY 5381, GULFPORT, MS 39503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19540 RUDD DR, SAUCIER, MS 39574-6301

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19540 RUDD DR, SAUCIER, MS 39574-6301
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200007708TJ1
Date	Aug 6, 2020
Instrument	2020-0007708-T-J1

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 6, 2020
Property Address	19540 RUDD DR, SAUCIER, MS 39574-6301
Document Number	20200009738DJ1
Map Reference	PB 51 PG 51
Instrument Date	Aug 4, 2020
Instrument	2020-0009738-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20184 SAUCIER LIZANA RD, 20184, SAUCIER, MS 39574-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19540 RUDD DR, SAUCIER, MS 39574-6301

Tax Assessment & Valuation

The 2025 property tax bill for 19540 Rudd Dr was $1,000 with exemptions applied, down 46% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (-46%) Homeowner's exemption Disabled Person's exemption	$13,776	$137,757 Land $28,750 Building $109,007
2024	$1,852.00 (-0.59%)
2023	$1,863.00 (-0.75%)	$19,662	$131,077 Land $28,750 Building $102,327
2022	$1,877.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19540 Rudd Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19540 Rudd Dr is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.2% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERBEND UTILITIES INC private · serves 4,834 people · EPA ID MS0240194
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: C Spire Wireless.

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