19489 Upper Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 19489 Upper Delaware Rd, Henderson, KY 42420 · Last verified December 2025

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,892 sqft · built 1973
Lot Size49.3 acres (2,151,559 sqft)
Owner2 Individual Names on File
Last Sale$70,137 (Nov 2000)
Tax Bill$3,459 (2025)
Deeds & MortgagesOct 2019 Construction Loan
Mar 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN100-18.1

Property Details

APN / Parcel Number

Primary APN100-18.1
Alternative APN
  • 4436

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area1,892 sqft Finished Area

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Lot Area2,151,559 sqft (49.3 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number4436
Street Address19489 UPPER DELAWARE RD
CityHENDERSON
StateKY
Zip42420-8839
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionFARM - 49.39 ACRES
Legal SubdivisionMARTHA S FARLEY
Legal Lot Number5
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3043
Census Tract20800

Owner

Source: Henderson County records · APN 100-18.1

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2464 JAMESTOWN DR, HENDERSON, KY 42420-2326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Construction Mortgage
INDEPENDENCE BANK OF KENTUCKY
Mar 21, 2019Deed of Trust, Mortgage · Construction Mortgage
INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2000 · Amount on Record
Deed SaleNov 01, 2000 · Amount on Record
Deed Document Number0000501106
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address19489 UPPER DELAWARE RD, HENDERSON, KY 42420-8839
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1295/807
DateOct 11, 2019
Book PageMT 1295/807
Instrument2019011331
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueApr 07, 2020

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address19489 UPPER DELAWARE RD, HENDERSON, KY 42420-8839
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1282/291
DateMar 21, 2019
Book PageMT 1282/291
Instrument2019002854
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 14, 2020

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,459.00 (+5.46%)$306,900 (+6.41%)$306,900 (+6.41%)
2023$3,280.00$288,400$288,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010208003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
Benton Ridge Telephone CompanyFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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