Henderson County property record for 19095 Upper Delaware Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,346 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,300 (Jan 2026) |
| Tax Bill | $231 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-42 |
| Primary APN | 100-42 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 210 ft deep x 210 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 42458 |
|---|---|
| Street Address | 19095 UPPER DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-8832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20800 |
Source: Henderson County records · APN 100-42
Assessment roll updated November 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3690 TUPELO CT, HENDERSON, KY 42420-9276 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Oct 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Jul 06, 2017 | Intrafamily Transfer, Transfer |
| Jul 06, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Deed Document Number | 202638 |
| Deed Book / Page | 688 / 223 |
| Prior Transfer Date | Jun 23, 2017 |
| Prior Transfer Doc | RE0625/0182 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3690 TUPELO CT, HENDERSON, KY 42420-9276 |
| Document Number | MT1490/771 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | MT1490/771 |
| Instrument | 2026000039 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 1100 BARRET BLVD, HENDERSON, KY 42420 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 31, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Document Number | MT1430/106 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | MT 1430/106 |
| Instrument | 2023009627 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017008988 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | MT 1245/644 |
| Instrument | 2017008988 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 06, 2017 |
| Property Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Document Number | RE0625/0182 |
| Book / Page | RE 0625 / 0182 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017007508 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 06, 2017 |
| Property Address | 19095 UPPER DELAWARE RD, HENDERSON, KY 42420-8832 |
| Document Number | RE0625/0182 |
| Book / Page | RE 0625 / 0182 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017007508 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231.00 (-12.17%) Homeowner's exemption | $65,000 (-) | $65,000 (-) |
| 2023 | $263.00 Homeowner's exemption | $65,000 | $65,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010208003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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