St. Clair County property record for 1948 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,812 sqft · built 1969 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Feb 2019) |
| Tax Bill | $72 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-190-0004-000 |
| Primary APN | 74-07-190-0004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1948 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 4 COX SUBD |
| Legal Subdivision | COX SUBD |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DORT FCU |
| Feb 11, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jul 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 20192473 |
| Deed Book / Page | 5030 / 143 |
| Prior Transfer Date | Jul 18, 2017 |
| Prior Transfer Doc | 0004850/41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 0005499874 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 5499/874 |
| Instrument | 2022006533 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 0051980307 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1948 VINE ST ST CLAIR MI 480795522, ST CLAIR, MI 48079-5522 |
| Document Number | 0051980307 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 005198/000307 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 11, 2019 |
| Property Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 0050300143 |
| Book / Page | 005030 / 000143 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,397.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1919 KAREN AVE ST CLAIR MI 480795562, ST CLAIR, MI 48079-5562 |
| Document Number | 50280575 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 005028/000575 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 18, 2017 |
| Property Address | 1948 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 0048500041 |
| Book / Page | 004850 / 000041 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1948 VINE ST ST CLAIR MI 480795522, ST CLAIR, MI 48079-5522 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,200 (+2.17%) | $292,400 (+2.17%) | |
| 2025 | $72.00 (-98.32%) Homeowner's exemption | $143,100 (+25.53%) | |
| 2024 | $4,276.00 (+9.22%) | $286,200 (+25.53%) | |
| 2023 | $114,000 | ||
| 2022 | $3,915.00 | $228,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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