St. Clair County property record for 1945 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,665 sqft · built 1950 |
| Lot Size | 0.872 acres (37,984 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-100-0001-000 |
| Primary APN | 74-07-100-0001-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Basement Area | 1,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 37,984 sqft (0.872 acres) |
| Lot Dimensions | 400 ft deep x 95 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1945 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 1 ASSESSORS RUFF PLAT |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 642000 |
1945 Vine St is owner-occupied and held in a trust since September 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1945 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Intrafamily Transfer, Transfer |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2021 |
| Transfer Doc | 5438114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 22, 2021 |
| Property Address | 1945 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Number | 5438114 |
| Book / Page | 5438 / 114 |
| Map Reference | LB 55 PG 34 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021029822 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1945 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1945 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050910134 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 5091/134 |
| Instrument | 2019017669 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 5, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1945 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052310660 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 5231/660 |
| Instrument | 2020020443 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1945 Vine St was $2,967 with a homeowner's exemption, up 2.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,300 (+0.74%) | $324,600 | |
| 2025 | $2,967.00 (+2.13%) Homeowner's exemption | $161,100 | |
| 2024 | $2,905.00 | $322,200 | |
| 2023 | $120,800 | ||
| 2022 | $2,644.00 | $241,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1945 Vine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1945 Vine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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