1948 Old Gray Summit Rd, Pacific, MO 63069 Property Records

Franklin County property record for 1948 Old Gray Summit Rd, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1986
Lot Size1.5 acres (65,340 sqft)
Owner2 Owner Names on Record
Last Sale$185,000 (Jul 2012)
Tax Bill$3,459 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-6-14.0-0-005-012.300

Property Details

APN / Parcel Number

Primary APN19-6-14.0-0-005-012.300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,170 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleSplit Level
Lot Area65,340 sqft (1.5 acres)
Garage Area768 sqft

Location & Zoning

Street Address1948 OLD GRAY SUMMIT RD
CityPACIFIC
StateMO
Zip63069-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:4 SUMMIT HILLS FARM
Legal Range02E
Legal Township43
Legal Section14
Legal SubdivisionSUMMIT HILLS FARM
Legal Block5
Legal Lot Number4
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group3
Census Block3018
Census Tract800703

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1948 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5524
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Mar 15, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2012 · Amount on Record
Deed SaleJul 10, 2012 · Amount on Record
Deed Document Number1211998
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1948 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5524
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002115028
DateAug 11, 2021
Instrument2115028
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term312 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN MO
Property Address1948 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5524
Document Number0000005596
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1948 OLD GRAY SUMMIT RD PACIFIC MO 630695524, PACIFIC, MO 63069-5524

Mortgage

Document Number0000005596
DateApr 18, 2017
Instrument5596
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueApr 17, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,459.00 (+18.42%)$48,406 (+17.05%)$254,770 (+17.05%) Land $61,560 Building $193,210
2023$2,921.00 (+18.5%)$41,355$217,660 Land $61,560 Building $156,100
2022$2,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (2015–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bays-ET Highspeed
Fixed Wireless
600 / 100
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100

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