Franklin County property record for 1945 Old Gray Summit Rd, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1987 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,293 (Feb 2026) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-6-14.0-0-005-012.400 |
| Primary APN | 19-6-14.0-0-005-012.400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 65,340 sqft (1.5 acres) |
| Shed | 1 Shed |
| Street Address | 1945 OLD GRAY SUMMIT RD |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5 SUMMIT HILLS FARM |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 14 |
| Legal Subdivision | SUMMIT HILLS FARM |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 800703 |
Source: Franklin County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Feb 12, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Oct 22, 2025 | Warranty Deed, Transfer · Commercial Mortgage HERITAGE COMMUNITY BANK |
| Nov 14, 2024 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on Record |
| Deed Sale | Feb 12, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2025 · Amount on Record |
| Deed Document Number | 20262601801 |
| Prior Transfer Date | Nov 13, 2024 |
| Prior Transfer Doc | 0002413431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 29, 2026 |
| Property Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002613017 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20262613017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002613017, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20262613017 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 12, 2026 |
| Property Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002601801 |
| Map Reference | PB N PG 183 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2601801 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3214 S BIG BEND BLVD, SAINT LOUIS, MO 63143-3904 |
| Name | Verified Name |
|---|---|
| Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002601789 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2601789 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 22, 2025 |
| Property Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002513422 |
| Map Reference | PB N PG 183 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2513422 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3214 S BIG BEND BLVD, MAPLEWOOD, MO 63143-3904 |
| Investor | Possibly a Property Investor |
| Document Number | 0002513423 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2513423 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 2, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 14, 2024 |
| Property Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Document Number | 0002413431 |
| Map Reference | PB N PG 183 |
| Instrument Date | Nov 13, 2024 |
| Instrument | 2413431 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1945 OLD GRAY SUMMIT RD, PACIFIC, MO 63069-5537 |
| Name | Verified Name |
|---|---|
| Address | 7600 W BLACK WALNUT DR, COLUMBIA, MO 65202-0075 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (+7.49%) | $48,421 (+6.25%) | $254,850 (+6.25%) Land $61,160 Building $193,690 |
| 2023 | $3,219.00 (+13.07%) | $45,571 | $239,850 Land $61,160 Building $178,690 |
| 2022 | $2,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2015–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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