Monroe County property record for 1946 Spaulding Rd, Monroe, MI 48162 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,156 sqft Living Area |
| Lot Size | 35,284 sqft (0.81 acres) |
| Garage | 572 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $799.00 (2025) |
Source: Monroe County records · APN 07-232-015-10
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1946 SPAULDING RD, MONROE, MI 48162-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0000006572 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1946 SPAULDING RD, MONROE, MI 48162-9358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1946 SPAULDING RD, MONROE, MI 48162-9358 |
| Document Number | 0000020733 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022R20733 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 933 Months |
| Due | Jul 24, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.51% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1946 SPAULDING RD, MONROE, MI 48162-9358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009293 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017R09293 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,600 (+47.78%) | $233,200 (+47.78%) | |
| 2025 | $799.00 (-62.61%) Homeowner's exemption | ||
| 2023 | $2,137.00 Homeowner's exemption | $78,900 | $157,800 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-232-015-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,156 sqft Living Area |
| 1st Floor | 1,156 sqft 1st Floor |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Lot Area | 35,284 sqft (0.81 acres) |
| Depth X Width | 469 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 572 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1946 SPAULDING RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9358 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T6S R9E SE 1/4 & PC 232 .809 AMOL COM AT PT 833.43 FT N 29 DEG 09'E FR INT CL SPAULDING RD W/N LI DETROIT EDISON ROW, |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | FRANCHTOWN TOWNSHIP |
| Jurisdiction | MONROE MI |
| Minor Civil Division | FRENCHTOWN |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 831700 |
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