1929 Spaulding Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1929 Spaulding Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-967-001-40`

Property Details

APN / Parcel Number

Primary APN	`07-967-001-40`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	195 ft deep x 57 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1929 SPAULDING RD
City	MONROE
State	MI
Zip	48162-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-1D SEC 28 T6S R9E SE 1/4 WOELMERS ACRES COM 56.69 FT N 29 DEG 09'E FR SE COR LOT 1, TH N 65 DEG 52'W 192.84 FT, TH N 24 DEG
Legal Range	09E
Legal Township	06S
Legal Section	28
Legal Subdivision	WOELMERS ACRES
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4025
Census Tract	831700

Owner

1929 Spaulding Rd is owned and occupied by an individual who bought it in September 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1929 SPAULDING RD, MONROE, MI 48162-9358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Jun 10, 1999 · Amount on File
Deed Document Number	202019844
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 7, 2026
Property Address	1929 SPAULDING RD, MONROE, MI 48162-9358
Document Number	0000011982
Instrument Date	Jun 30, 2026
Instrument	202611982
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	GUARANTEE TITLE, GUARANTEED RATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 SPAULDING RD, MONROE, MI 48162-9358

Mortgage

Document Number	0000011982,
Date	Jul 7, 2026
Instrument	202611982

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1929 SPAULDING RD, MONROE, MI 48162-9358
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 SPAULDING RD, MONROE, MI 48162-9358

Mortgage

Document Number	0000006104
Date	Apr 24, 2024
Instrument	2024R06104

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 24, 2020
Property Address	1929 SPAULDING RD, MONROE, MI 48162-9358
Document Number	2020R19844
Map Reference	LB 4 PG 42
Instrument Date	Sep 22, 2020
Instrument	2020R19844
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1929 SPAULDING RD, 1929, MONROE, MI 48162-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 E DUNBAR RD, MONROE, MI 48161-9111

Mortgage

Document Number	2020R19845
Date	Sep 24, 2020
Instrument	2020R19845

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1929 Spaulding Rd was $1,718 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,700 (+5.36%) Land $72,700	$145,400 (+5.36%) Land $145,400
2025	$1,718.00 Homeowner's exemption	$69,000 Land $69,000	$138,000 Land $138,000
2023	$1,628.00 Homeowner's exemption	$48,700	$97,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1929 Spaulding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1929 Spaulding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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