1946 N Gowdy St, Visalia, CA 93292 Property Records

Tulare County property record for 1946 N Gowdy St, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1993
Lot Size	0.175 acres (7,618 sqft)
Owner	Individual Name on Record
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`098-453-001-000`

Property Details

APN / Parcel Number

Primary APN	`098-453-001-000`
Alternative APNs	`098-453-001` `09845301000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	7,618 sqft (0.175 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	098-453-001
Street Address	1946 N GOWDY ST
City	VISALIA
State	CA
Zip	93292-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SILVER CREEK ESTATES RM 34-60 LOT 17
Legal Subdivision	SILVER CREEK ESTATE
Legal Lot Number	17
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	3
Census Block	3008
Census Tract	1303

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1946 N GOWDY ST, VISALIA, CA 93292-7325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 26, 2018	Affidavit of Death, Transfer BNT TITLE COMPANY/CA, BNT TITLE CO/CA
Nov 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2018
Transfer Doc	0000066983
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	1946 N GOWDY ST, VISALIA, CA 93292-7325
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 N GOWDY ST, VISALIA, CA 93292-7325

Mortgage

Document Number	0000035746
Date	Aug 4, 2023
Instrument	2023-0035746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TULARE CA
Recording Date	Nov 26, 2018
Property Address	1946 N GOWDY ST, VISALIA, CA 93292-7325
Document Number	0000066982
Instrument Date	Nov 12, 2018
Instrument	66982
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 N GOWDY ST VISALIA CA 932927325, VISALIA, CA 93292-7325

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Nov 26, 2018
Property Address	1946 N GOWDY ST, VISALIA, CA 93292-7325
Document Number	0000066983
Instrument Date	Nov 8, 2018
Instrument	66983
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1946 N GOWDY ST VISALIA CA 932927325, VISALIA, CA 93292-7325

Mortgage

Document Number	66984
Date	Nov 26, 2018
Instrument	66984

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$246,180 (+2%) Land $60,679 Building $185,501
2025	$2,690.00 (+5.61%) Homeowner's exemption	$241,354 (+4.04%) Land $59,490 Building $181,864
2023	$2,547.00 (+3.08%) Homeowner's exemption	$231,984 Land $57,181 Building $174,803
2022	$2,471.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30
AT&T DSL	100 / 20

May also be available: Wireless Internet Services.

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