1945 N Gowdy St, Visalia, CA 93292 Property Records

Tulare County property record for 1945 N Gowdy St, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,774 sqft · built 1995
Lot Size	0.16 acres (6,979 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Feb 2003)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Oct 2026 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`098-451-026-000`

Property Details

APN / Parcel Number

Primary APN	`098-451-026-000`
Alternative APNs	`098-451-026` `09845126000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	6,979 sqft (0.16 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	098-451-026
Street Address	1945 N GOWDY ST
City	VISALIA
State	CA
Zip	93292-7329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SILVER CREEK ESTATES RM 34-60 LOT 15
Legal Subdivision	SILVER CREEK ESTATE
Legal Lot Number	15
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	3
Census Block	3008
Census Tract	1303

Owner

Source: Tulare County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1945 N GOWDY ST, VISALIA, CA 93292-7329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2003 · Amount on File
Deed Sale	Feb 3, 2003 · Amount on File
Prior Sale	Jan 14, 1999 · Amount on File
Deed Document Number	20039473
Prior Transfer Date	Dec 9, 2002
Prior Transfer Doc	0000009472
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Oct 1, 2026
Property Address	1945 N GOWDY ST, VISALIA, CA 93292-7329
Document Number	0000050336
Instrument Date	Sep 28, 2026
Instrument	202650336
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 N GOWDY ST, VISALIA, CA 93292-7329

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	1945 N GOWDY ST, VISALIA, CA 93292-7329
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 N GOWDY ST, VISALIA, CA 93292-7329
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048217
Date	Jun 30, 2021
Instrument	2021-0048217

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	Jul 8, 2022
Property Address	1945 N GOWDY ST, VISALIA, CA 93292-7329
Document Number	0000043716
Map Reference	MB 34 PG 60
Instrument Date	Jul 7, 2022
Instrument	2022-0043716
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 N GOWDY ST, VISALIA, CA 93292-7329

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$233,703 (+2%) Land $51,705 Building $181,998
2025	$2,634.00 (+2.77%)	$229,122 (+4.04%) Land $50,692 Building $178,430
2024	$2,563.00 (+2.68%)
2023	$2,496.00 (+2.97%)	$220,227 Land $48,725 Building $171,502
2022	$2,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30
AT&T DSL	100 / 20

May also be available: Wireless Internet Services.

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