Chesterfield County property record for 1946 Hwy 109 S, Ruby, SC 29741 · Last verified February 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,598 sqft Total Area |
| Lot Size | 514,444 sqft (11.8 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $770.00 (2025) |
| Primary APN | 131 000 000 175 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,598 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 514,444 sqft (11.8 acres) |
| Total Buildings | 4 Total Buildings |
| Account Number | 00016954 |
|---|---|
| Street Address | 1946 HIGHWAY 109 S |
| City | RUBY |
| State | SC |
| Zip | 29741-7727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 11.81 ACRE TRACT |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2061 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 131 000 000 175
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1946 HIGHWAY 109 S, RUBY, SC 29741-7727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE CREDIT UNION |
| Oct 11, 2005 | Deed of Trust, Mortgage · Line of Credit SC STATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 1997 |
| Deed Sale | Jul 09, 1997 |
| Deed Doc Number | 0000359375 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 1946 HIGHWAY 109 S, RUBY, SC 29741-7727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00533/1274 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 533/1274 |
| Instrument | 202200000861 |
| Name | STATE CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 1946 HIGHWAY 109 S, RUBY, SC 29741-7727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00402/1359 |
|---|---|
| Date | Oct 11, 2005 |
| Book Page | 402/1359 |
| Instrument | 200500005063 |
| Name | SC STATE CU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $770.00 (+23.99%) | $5,480 (+10.71%) Land $280 Building $5,200 | |
| 2023 | $621.00 | $4,950 Land $240 Building $4,710 | $150,900 Land $26,600 Building $124,300 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 66% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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