Chesterfield County property record for 1891 Hwy 109 S, Ruby, SC 29741 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 1,506 sqft Living Area |
| Lot Size | 66,211 sqft (1.52 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $547.00 (2025) |
| Primary APN | 131 000 000 015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,506 sqft Living Area |
| 1st Floor | 1,506 sqft 1st Floor |
| Stories | 1 Stories |
| Lot Area | 66,211 sqft (1.52 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 00016759 |
|---|---|
| Street Address | 1891 HIGHWAY 109 S |
| City | RUBY |
| State | SC |
| Zip | 29741-7726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.52 ACRE LOT |
| Legal Subdivision | JOHNNY JERRY WATSON BY JOE CATOE |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | CHESTERFIELD |
| Census Blockgroup | 2 |
| Census Block | 2077 |
| Census Tract | 950402 |
Source: Chesterfield County records · APN 131 000 000 015
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2018 | Deed of Trust, Mortgage FOUNDERS FEDERAL CREDIT UNION |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Jun 20, 2024 | Intrafamily Transfer, Transfer |
| May 02, 2023 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2024 |
| Transfer Doc | 000566/103 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000501/0000001345 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 0000000501/0000001345 |
| Instrument | 000000003764 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000532/44 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 532/44 |
| Instrument | 202100005808 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 05, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jun 20, 2024 |
| Property Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Document Number | 000566/103 |
| Book / Page | 566 / 103 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 2024-2180 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | May 02, 2023 |
| Property Address | 1891 HIGHWAY 109 S, RUBY, SC 29741-7726 |
| Document Number | 000555/648 |
| Book / Page | 555 / 648 |
| Map Reference | MB 482 PG 397 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-1747 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 14, RUBY, SC 29741-0014 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $547.00 (+29.93%) | $3,660 (+15.09%) Land $260 Building $3,400 | $113,700 (+20.32%) Land $9,000 Building $104,700 |
| 2023 | $421.00 (+5.25%) | $3,180 (-) Land $230 Building $2,950 | $94,500 (-) Land $7,500 Building $87,000 |
| 2022 | $400.00 | $3,180 Land $230 Building $2,950 | $94,500 Land $7,500 Building $87,000 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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