Black Hawk County property record for 1946 Harrow Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 2002 |
| Lot Size | 0.249 acres (10,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,468 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-229-012 |
| Primary APN | 8913-20-229-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,829 sqft (0.249 acres) |
| Lot Dimensions | 119 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1946 HARROW RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE THIRD ADDITION LOT 53 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE THIRD |
| Legal Lot Number | 53 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1503 |
1946 Harrow Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1946 HARROW RD, WATERLOO, IA 50701-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1946 Harrow Rd was $6,468 with a homeowner's exemption, up 2.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,468.00 (+2.8%) Homeowner's exemption | $342,370 Land $32,420 Building $309,950 | $342,370 Land $32,420 Building $309,950 |
| 2024 | $6,292.00 | ||
| 2023 | $313,960 (+32.36%) Land $32,420 Building $281,540 | $313,960 Land $32,420 Building $281,540 | |
| 2022 | $5,014.00 Homeowner's exemption | $237,200 Land $32,420 Building $204,780 | |
| 2021 | $237,200 Land $32,420 Building $204,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1946 Harrow Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1946 Harrow Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cedar Falls Utilities, GigFire, Nextlink.
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