1930 Harrow Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1930 Harrow Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,438 sqft · built 1978
Lot Size	0.205 acres (8,925 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2022)
Tax Bill	$6,396 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-229-010`

Property Details

APN / Parcel Number

Primary APN	`8913-20-229-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	1,438 sqft
Finished Basement	975 sqft
Unfinished Basement	1,438 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	119 ft deep x 75 ft wide
Deck Area	362 sqft
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1930 HARROW RD
City	WATERLOO
State	IA
Zip	50701-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBOURNE TERRACE THIRD ADDITION LOT 55
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE THIRD
Legal Lot Number	55
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 11, 2022	Affidavit, Transfer TITLE SERVICES
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Aug 24, 2021
Aug 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202214918
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200004271
Date	Aug 24, 2021
Instrument	202200004271

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 11, 2022
Property Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Document Number	202200017983
Map Reference	DOC 2022-00014918
Instrument Date	Mar 8, 2022
Instrument	202200017983
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 20, 2022
Property Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Document Number	202200014918
Instrument Date	Dec 6, 2021
Instrument	202200014918
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 HARROW RD, WATERLOO, IA 50701-1628

Mortgage

Document Number	202200014919
Date	Jan 20, 2022
Instrument	202200014919

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021:

Jurisdiction	BLACK HAWK IA
Recording Date	Aug 24, 2021
Property Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Document Number	202200004192
Instrument Date	Aug 20, 2021
Instrument	202200004192
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 HARROW RD, WATERLOO, IA 50701-1628

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 1, 2019
Property Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Document Number	202000002062
Instrument Date	Jul 25, 2019
Instrument	202000002062
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 HARROW RD, WATERLOO, IA 50701-1628
Investor	Possibly a Property Investor

Mortgage

Document Number	202000002063
Date	Aug 1, 2019
Instrument	202000002063

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,396.00 (+1.62%)	$313,370 (+8%) Land $26,720 Building $286,650	$313,370 (+8%) Land $26,720 Building $286,650
2024	$6,294.00 (+40.49%)
2023		$290,160 (+42.27%) Land $26,720 Building $263,440	$290,160 (+42.27%) Land $26,720 Building $263,440
2022	$4,480.00 Homeowner's exemption	$203,950 Land $26,720 Building $177,230
2021			$203,950 Land $26,720 Building $177,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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