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1946 Harmony Way, Vista, CA 92081 Property Records

San Diego County property record for 1946 Harmony Way, Vista, CA 92081

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,445 sqft · built 2000
Lot Size1.45 acres (63,531 sqft)
Owner2 Individual Names on Record
Last Sale$895,000 (Mar 2024)
Tax Bill$11,068 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN217-592-20-04

Property Details

APN / Parcel Number

Primary APN217-592-20-04

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,445 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Lot Area63,531 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1946 HARMONY WAY
CityVISTA
StateCA
Zip92081-7044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPI
Legal DescriptionLOT 14 US 49PER DOC98-015884&UND INT IN TR 013135
Legal SubdivisionVISTA 89-07 PH II
Legal Tract013135
Legal Block1
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1018
Census Tract19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1946 HARMONY WAY, VISTA, CA 92081-7044
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Aug 20, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleFeb 24, 2016
Deed Document Number202475331
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0000079145
Record UpdatedOct 29, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 26, 2024
Property Address1946 HARMONY WAY, VISTA, CA 92081-7044
Document Number0000075331
Map ReferenceMAP 13135
Instrument DateMar 13, 2024
Instrument2024-0075331
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1946 HARMONY WAY, VISTA, CA 92081-7044

Mortgage

Document Number0000075332
DateMar 26, 2024
Instrument2024-0075332
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1946 HARMONY WAY, VISTA, CA 92081-7044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000471857
DateAug 20, 2020
Instrument2020-0471857
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$931,156 (+2%) Land $403,593 Building $527,563
2025$11,068.00 (+573.24%)$912,899 (+275.17%) Land $395,680 Building $517,219
2023$1,644.00 (-4.92%)$243,332 Land $105,468 Building $137,864
2022$1,729.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Cox Communications, Verizon.

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