1945 Harmony Way, Vista, CA 92081 Property Records

San Diego County property record for 1945 Harmony Way, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,445 sqft · built 1998
Lot Size	1.11 acres (48,570 sqft)
Owner	Individual Name on File
Last Sale	$526,500 (Oct 2018)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-592-21-05`

Property Details

APN / Parcel Number

Primary APN	`217-592-21-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	48,570 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1945 HARMONY WAY
City	VISTA
State	CA
Zip	92081-7035
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 15 US 17PER DOC98-015882&UND INT IN TR 013135
Legal Subdivision	VISTA 89-07
Legal Tract	013135
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19810

Owner

1945 Harmony Way, a condominium, is owned and occupied by an individual who bought it in October 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1945 HARMONY WAY, VISTA, CA 92081-7035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 18, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	2018435182
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1945 HARMONY WAY, VISTA, CA 92081-7035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265542
Date	Jul 3, 2019
Instrument	2019-0265542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1945 HARMONY WAY, VISTA, CA 92081-7035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 HARMONY WAY, VISTA, CA 92081-7035

Mortgage

Document Number	0000814128
Date	Dec 18, 2020
Instrument	2020-0814128

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1945 HARMONY WAY, VISTA, CA 92081-7035
Document Number	0000065785
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 HARMONY WAY VISTA CA 920817035, VISTA, CA 92081-7035

Mortgage

Document Number	0000065785
Date	Feb 10, 2020
Instrument	65785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2018
Property Address	1945 HARMONY WAY, VISTA, CA 92081-7035
Document Number	0000435182
Instrument Date	Sep 12, 2018
Instrument	435182
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 HARMONY WAY VISTA CA 920817035, VISTA, CA 92081-7035

Mortgage

Document Number	435183
Date	Oct 18, 2018
Instrument	435183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1945 Harmony Way was $4,695 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,060 (+2%) Land $314,260 Building $284,800
2025	$4,695.00	$587,315 Land $308,099 Building $279,216
2023	$4,403.00 (-1.7%)	$564,511 Land $296,136 Building $268,375
2022	$4,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1945 Harmony Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1945 Harmony Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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