Monroe County property record for 1946 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026
| Property Type | Condominium |
|---|---|
| Lot Size | 0.016 acres (697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2025) |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-02990-87 |
| Primary APN | 004-02990-87 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 697 sqft (0.016 acres) |
| Terrain | Low |
| Heating Fuel | Gas |
|---|
| Account Number | 004-02990-87 |
|---|---|
| Street Address | 1946 E WATERS EDGE DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8493 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WATERS EDGE PH2 BLDG K UNIT 8 |
| Legal Subdivision | WATERS EDGE II |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1502 |
Source: Monroe County records · APN 004-02990-87
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12701 CHARING CROSS RD, CARMEL, IN 46033-2438 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer |
| Sep 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Sep 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Document Number | 202554599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 29, 2025 |
| Property Address | 1946 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493 |
| Document Number | 2025011028 |
| Map Reference | DOC 2008016909 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025011028 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12701 CHARING CROSS RD, CARMEL, IN 46033-2438 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1946 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022013403 |
|---|---|
| Date | Sep 07, 2022 |
| Instrument | 2022013403 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 20, 2018 |
| Property Address | 1946 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493 |
| Document Number | 2018012992 |
| Map Reference | DOC151393 MB143 PG26 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018012992 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 E WATERS EDGE DR # 8, 8, BLOOMINGTON, IN 47401-8493 |
| Document Number | 2018012993 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018012993 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,543.00 (-7.66%) | $226,800 (-) Building $226,800 | $226,800 (-) Building $226,800 |
| 2024 | $1,671.00 (+32.09%) | $226,800 (+8%) Building $226,800 | $226,800 (+8%) Building $226,800 |
| 2023 | $210,000 (+13.51%) Building $210,000 | $210,000 (+13.51%) Building $210,000 | |
| 2022 | $1,265.00 | $185,000 Building $185,000 | $185,000 Building $185,000 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 5% of the US · above 32% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Smithville Holding Company | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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