1941 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1941 E Waters Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (700 sqft)
Owner	Individual on Record
Last Sale	$93,000 (Aug 2018)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-02995-56`

Property Details

APN / Parcel Number

Primary APN	`004-02995-56`
Alternative APN	`53-00-40-299-556.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	700 sqft (0.016 acres)
Terrain	Low

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	004-02995-56
Street Address	1941 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8493
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WATERS EDGE PH4 BLDG T UNIT 6
Legal Subdivision	WATERS EDGE PH 4
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1941 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 9, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Apr 4, 2006
Deed Document Number	201810856
Prior Transfer Date	Apr 22, 2011
Prior Transfer Doc	2011009301
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1941 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 EWATERS EDGE DR #120 120, 120, BLOOMINGTON, IN 47401

Mortgage

Document Number	2023004690
Date	May 4, 2023
Instrument	2023004690

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1941 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011006
Date	Jun 10, 2021
Instrument	2021011006

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 9, 2018
Property Address	1941 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493
Document Number	2018010856
Map Reference	MB143 PG263-324 DOC1
Instrument Date	Aug 2, 2018
Instrument	2018010856
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8493

Mortgage

Document Number	2018010857
Date	Aug 9, 2018
Instrument	2018010857

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (-7.5%)	$162,000 (-2.82%) Building $162,000	$162,000 (-2.82%) Building $162,000
2024	$1,093.00 (+45.54%)
2023		$166,700 (+28.23%) Building $166,700	$166,700 (+28.23%) Building $166,700
2022	$751.00	$130,000 Building $130,000	$130,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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