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1946 Cotton Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1946 Cotton Dr, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2022
Square Footage3,583 sqft Adjusted Area
Lot Size61,855 sqft (1.42 acres)
Pool512 sqft
OccupancyOwner Occupied
Tax Bill$5,990.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-14-05-0-00040-00

Interior

Building Area3,583 sqft Adjusted Area
1st Floor2,539 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area61,855 sqft (1.42 acres)
Pool Area512 sqft Pool
Patio Area448 sqft Patio

Location & Zoning

Street Address1946 COTTON DR
CityHERNANDO
StateMS
Zip38632-6769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEATHERBY PLACE SEC A LOT 40
Legal Range008
Legal Township03S
Legal Section14
Legal SubdivisionWEATHERBY PLACE SEC A
Legal Lot Number40
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2005
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-14-05-0-00040-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1946 COTTON DR, HERNANDO, MS 38632-6769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer
GUARDIAN TITLE
Jun 21, 2022Warranty Deed, Subdivision Related Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC
Jul 28, 2021Warranty Deed, Construction Loan · Line of Credit
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026
Deed SaleMay 12, 2026
Prior SaleMay 13, 2025
Deed Book / Page1026 / 8178
Prior Transfer DateFeb 10, 2025
Prior Transfer Doc01025/3863
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 12, 2026
Property Address1946 COTTON DR, HERNANDO, MS 38632-6769
Document Number1026008178
Book / Page1026 / 8178
Instrument DateMay 07, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyGUARDIAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1946 COTTON DR, HERNANDO, MS 38632-6769

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 21, 2022
Property Address1946 COTTON DR, HERNANDO, MS 38632-6769
Document Number001001/198
Book / Page1001 / 198
Map ReferenceMB 94 PG 20
Instrument DateJun 17, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1990 GREEN PORT DR, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1946 COTTON DR, HERNANDO, MS 38632-6769

July 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 28, 2021
Property Address1946 COTTON DR, HERNANDO, MS 38632-6769
Document Number0000966/49
Book / Page966 / 49
Map ReferenceMB 94 PG 20
Instrument DateJul 23, 2021
Transaction TypeConstruction Loan
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1947 ROYAL LN, HERNANDO, MS 38632-7552

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 GREEN PORT DR, HERNANDO, MS 38632-7274
InvestorPossibly a Property Investor

Mortgage

Document Number0005303761
DateJul 28, 2021
Instrument5303/761
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueJan 23, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,990.00 (+49.3%)$43,178 (+49.28%) Land $4,000 Building $39,178$431,780 (+49.28%) Land $40,000 Building $391,780
2023$4,012.00$28,924$289,241 Land $40,000 Building $249,241

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