1857 Cotton Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1857 Cotton Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2006
Square Footage3,201 sqft Adjusted Area
Lot Size36,100 sqft (0.829 acres)
Pool512 sqft
OccupancyOwner Occupied
Last Sale$360,000 (2019)
Tax Bill$3,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-14-05-0-00067-00

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Building Area3,201 sqft Adjusted Area
1st Floor2,512 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area36,100 sqft (0.829 acres)
Pool Area512 sqft Pool
Patio Area115 sqft Patio

Location & Zoning

Street Address1857 COTTON DR
CityHERNANDO
StateMS
Zip38632-6767
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEATHERBY PLACE SEC A LOT 67
Legal Range008
Legal Township03S
Legal Section14
Legal SubdivisionWEATHERBY PLACE SEC A
Legal Lot Number67
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2009
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-14-05-0-00067-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1857 COTTON DR, HERNANDO, MS 38632-6767
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 19, 2019Re-recorded Document
REALITY TITLE, REALTY TITLE
Jul 25, 2019Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 28, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Book / Page897 / 62
Prior Transfer DateJun 22, 2018
Prior Transfer Doc000860/195
Record RefreshedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20170619010179280
DateJun 19, 2017
Instrument20170619010179280
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004782/219
DateAug 19, 2019
Book Page4782/219
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1857 COTTON DR, HERNANDO, MS 38632-6767

Mortgage

Document Number005288/703
DateJul 08, 2021
Book Page5288/703
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

August 2019: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionDESOTO MS
Recording DateAug 19, 2019
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Document Number000897/062
Book / Page0897 / 062
Map ReferenceMB 94 PG 20
Instrument DateJul 19, 2019
Record UpdatedAug 16, 2023
Title CompanyREALITY TITLE, REALTY TITLE

Transferred From (Grantor/Seller)

NameVerified Name
Address8526 BELL FORREST DR, OLIVE BRANCH, MS 38654-6213

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1857 COTTON DR, HERNANDO, MS 38632-6767
InvestorPossibly a Property Investor

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 25, 2019
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Document Number000894/326
Book / Page0894 / 326
Map ReferenceMB 94 PG 20
Instrument DateJul 19, 2019
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyREALITY TITLE, REALTY TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8526 BELL FORREST DR, 8526, OLIVE BRANCH, MS 38654-6213

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1857 COTTON DR, HERNANDO, MS 38632-6767

Mortgage

Document Number0004768194
DateJul 25, 2019
Instrument4768/194
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJun 28, 2018
Property Address1857 COTTON DR, HERNANDO, MS 38632-6767
Document Number000860/195
Book / Page0860 / 195
Map ReferencePB 94 PG 20
Instrument DateJun 22, 2018
InstrumentW00860-00195
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8928 LINKS DR E # E104, 8928, MEMPHIS, TN 38125-3950

Transferred To (Grantee/Buyer)

NameVerified Name
Address1857 COTTON DR, HERNANDO, MS 38632-6767

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,829.00 (+20.37%)$35,449 (+41.26%) Land $4,000 Building $31,449$354,485 (+41.26%) Land $40,000 Building $314,485
2023$3,181.00$25,094 (-)$250,942 (-) Land $40,000 Building $210,942
2022$3,181.00$25,094 Land $4,000 Building $21,094$250,942 Land $40,000 Building $210,942

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