19451 Kemple Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19451 Kemple Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,775 sqft · built 1994
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$711,250 (May 2019)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`181112-DB-01500`

Property Details

APN / Parcel Number

Primary APN	`181112-DB-01500`
Alternative APNs	`R1001181112DB01500` `117497`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,775 sqft Living Area
Gross Area	3,927 sqft
1st Floor Area	1,717 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	1,152 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	117497
Street Address	19451 KEMPLE DR
City	BEND
State	OR
Zip	97702-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ON THE HILL SITES BLOCK 5 LOT PT 6
Legal Range	11
Legal Township	18
Legal Section	12
Legal Subdivision	FIRST ON THE HILL SITES
Legal Block	5
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1017
Census Tract	1401

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	19451 KEMPLE DR, BEND, OR 97702-1911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
May 30, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Document Number	201917650
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021715
Date	Apr 6, 2021
Instrument	2021-21715

Lender

Name	UMPQUA BANK
Type	Bank
Address	97762

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007131
Date	Feb 3, 2021
Instrument	2021-07131

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031715
Date	Jul 2, 2020
Instrument	2020-31715

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000017438
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19451 KEMPLE DR BEND OR 977021911, BEND, OR 97702-1911

Mortgage

Document Number	0000017438
Date	Apr 20, 2020
Instrument	17438

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 30, 2019
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000017873
Instrument Date	May 29, 2019
Instrument	17873
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 E EL ROBLE ST LONG BEACH CA 908154816, LONG BEACH, CA 90815-4816

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 29, 2019
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000017650
Instrument Date	May 25, 2019
Instrument	2019-17650
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19451 KEMPLE DR, BEND, OR 97702-1911

Mortgage

Document Number	0000017651
Date	May 29, 2019
Instrument	2019-17651

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 10, 2019
Property Address	19451 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000011157
Instrument Date	Apr 4, 2019
Instrument	11157
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19451 KEMPLE DR BEND OR 977021911, BEND, OR 97702-1911

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,017.00 (+3.93%)	$474,540 (+3%)	$1,229,860 (+1.04%) Land $534,500 Building $695,360
2024	$7,714.00 (+7.87%)	$460,720 (+3%)	$1,217,160 (-3.44%) Land $534,500 Building $682,660
2023	$7,151.00	$447,310	$1,260,490 Land $534,500 Building $725,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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