19445 Kemple Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19445 Kemple Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,399 sqft · built 2004
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Oct 2022)
Tax Bill	$6,582 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181112-DB-01501`

Property Details

APN / Parcel Number

Primary APN	`181112-DB-01501`
Alternative APNs	`R1001181112DB01501` `117496`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,399 sqft Living Area
Gross Area	4,176 sqft
1st Floor Area	1,500 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	15,682 sqft (0.36 acres)
Garage Area	777 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	117496
Street Address	19445 KEMPLE DR
City	BEND
State	OR
Zip	97702-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ON THE HILL SITES BLOCK 5 LOT PT 6
Legal Range	11
Legal Township	18
Legal Section	12
Legal Subdivision	FIRST ON THE HILL SITES
Legal Block	5
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1017
Census Tract	1401

Owner

19445 Kemple Dr is owner-occupied and held in a trust since October 2022.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	19445 KEMPLE DR, BEND, OR 97702-1911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Jan 28, 2008 · Amount on File
Deed Document Number	202236815
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	0000035250
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 6, 2022
Property Address	19445 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000036815
Map Reference	CAB A PG 124
Instrument Date	Oct 5, 2022
Instrument	2022-36815
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19445 KEMPLE DR, BEND, OR 97702-1911

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19445 KEMPLE DR, BEND, OR 97702-1911
Document Number	0000015974
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19445 KEMPLE DR BEND OR 977021911, BEND, OR 97702-1911

Mortgage

Document Number	0000015974
Date	Apr 9, 2020
Instrument	15974

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19445 Kemple Dr was $6,582, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,582.00 (+3.95%)	$389,570 (+3%)	$1,367,250 (+1.17%) Land $464,500 Building $902,750
2024	$6,332.00 (+7.87%)	$378,230 (+3%)	$1,351,420 (-3.91%) Land $464,500 Building $886,920
2023	$5,870.00	$367,220	$1,406,400 Land $464,500 Building $941,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19445 Kemple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19445 Kemple Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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