Lawrence County property record for 1945 Reserve St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 5,304 sqft · built 2013 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on File |
| Tax Bill | $16,475 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32315-01600-040-00 |
| Primary APN | 32315-01600-040-00 |
|---|---|
| Alternative APN |
|
| Units | 12 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,304 sqft Total Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Total Buildings | 2 Buildings |
| Account Number | R18294 |
|---|---|
| Street Address | 1945 RESERVE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-3320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Description | THE RESERVE ON HIGGINS CREEK LOT 4A BLK 16 PLAT 2013-01594 |
| Legal Subdivision | THE RESERVE ON HIGGINS CR |
| Legal Block | 16 |
| Legal Lot Number | 4A |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 966301 |
Source: Lawrence County records · APN 32315-01600-040-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 89, HILL CITY, SD 57745-0089 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,475.00 (-0.75%) | $1,260,510 (+27.16%) Land $151,420 Building $1,109,090 | |
| 2024 | $16,600.00 (+2.4%) | ||
| 2023 | $1,037,030 Land $76,780 Building $960,250 | ||
| 2022 | $16,211.00 | $991,300 Land $76,780 Building $914,520 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 50% of the US · above 39% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 350 |
| Clarity Telecom | Cable | 1,000 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: BHT Investment Holdings, Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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