1920 Reserve St, Spearfish, SD 57783 Property Records

Lawrence County property record for 1920 Reserve St, Spearfish, SD 57783 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,188 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$159,745 (Mar 2009)
Tax Bill	$3,628 (2025)
Flood Zone	Zone X (minimal risk)
APN	`32315-00500-070-00`

Property Details

APN / Parcel Number

Primary APN	`32315-00500-070-00`
Alternative APN	`R18145`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R18145
Street Address	1920 RESERVE ST
City	SPEARFISH
State	SD
Zip	57783-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE ON HIGGINS CREEK LOT 7 BLK 5 PLAT 2008-04721
Legal Subdivision	THE RESERVE ON HIGGINS CR
Legal Tract	A
Legal Block	5
Legal Lot Number	7
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	1
Census Block	1068
Census Tract	966301

Owner

Source: Lawrence County records · APN 32315-00500-070-00

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1920 RESERVE ST, SPEARFISH, SD 57783-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2009 · Amount on Record
Deed Sale	Mar 26, 2009 · Amount on Record
Deed Document Number	20091417
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (-2.24%)	$348,390 (+24.57%) Land $48,300 Building $300,090
2024	$3,711.00 (+1.95%)
2023			$303,270 Land $48,300 Building $254,970
2022	$3,640.00	$279,680 Land $48,300 Building $231,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 39% of South Dakota
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.