Franklin County property record for 1945 Locust St, Obetz, OH 43207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1995 |
| Lot Size | 0.164 acres (7,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2024) |
| Tax Bill | $3,389 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-000686 |
| Primary APN | 152-000686 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 505 sqft |
| 2nd Floor Area | 580 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,183 sqft (0.164 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1945 LOCUST ST |
|---|---|
| City | OBETZ |
| State | OH |
| Zip | 43207-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST ST SOUTHDOWN 27 |
| Legal Subdivision | SOUTHDOWN |
| Legal Lot Number | 27 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 9520 |
1945 Locust St is owned and occupied by an individual who bought it in April 2024.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1945 LOCUST ST, OBETZ, OH 43207-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Apr 24, 2007 · Amount on File |
| Deed Document Number | 5723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1945 LOCUST ST, OBETZ, OH 43207-4312 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1629 GRANDVIEW AVE A, A, GRANDVIEW, OH 43212-2457 |
| Document Number | 0000037000 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202404170037000 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | 151 44TH ST SW, GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1945 LOCUST ST, OBETZ, OH 43207-4312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | SERVICE LINK EAST |
| Name | Verified Name |
|---|
| Document Number | 0000103792 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 201707280103792 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Obetz City |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,389.00 (+8.52%) Homeowner's exemption | $67,240 (-) Land $22,580 Building $44,660 | |
| 2023 | $3,123.00 (+50.07%) Homeowner's exemption | $67,240 (+77.23%) Land $22,580 Building $44,660 | $192,100 Land $64,500 Building $127,600 |
| 2022 | $2,081.00 Homeowner's exemption | $37,940 Land $4,830 Building $33,110 | |
| 2020 | $108,400 Land $13,800 Building $94,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1945 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1945 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBETZ VILLAGE PWS serves 3,167 people · EPA ID OH2502212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.44 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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