1945 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 1945 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2005
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Dec 2018)
Tax Bill	$3,918 (2024)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`7923-33-126-019`

Property Details

APN / Parcel Number

Primary APN	`7923-33-126-019`
Alternative APN	`060/08128-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,318 sqft

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1945 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 SUNRISE PARK
Legal Range	23W
Legal Township	79N
Legal Section	33
Legal Subdivision	SUNRISE PARK
Legal Lot Number	203
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	5
Census Block	5004
Census Tract	1900

Owner

1945 E 40th St is owned and occupied by an individual who acquired it in March 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1945 E 40TH ST, DES MOINES, IA 50317-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	201800049891
Deed Book / Page	17196 / 0307
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000016450
Record Updated	Jun 7, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 27, 2018
Property Address	1945 E 40TH ST, DES MOINES, IA 50317-5615
Document Number	201800049891
Book / Page	17196 / 0307
Instrument Date	Dec 21, 2018
Instrument	2018-00049891
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 E 40TH ST, DES MOINES, IA 50317-5615

Mortgage

Document Number	201800049894
Date	Dec 27, 2018
Instrument	2018-00049894

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,000 Land $29,100 Building $203,900	$233,000 Land $29,100 Building $203,900
2024	$3,918.00
2023		$205,400 Land $25,100 Building $180,300	$205,400 Land $25,100 Building $180,300
2020	$3,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1945 E 40th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1983–2025)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1945 E 40th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20