Polk County property record for 1935 E 40th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 768 sqft · built 2004 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Mar 2023) |
| Tax Bill | $4,124 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 7923-33-126-020 |
| Primary APN | 7923-33-126-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 818 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 670 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 1935 E 40TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 204 SUNRISE PARK |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 33 |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 204 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 1900 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Dec 12, 2018 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 2023-00012535 |
| Deed Book / Page | 19423 / 97 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 20, 2023 |
| Property Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Document Number | 0000012535 |
| Book / Page | 19423 / 97 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-00012535 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Document Number | 0000012536 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2023-00012536 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030319 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 17525/0803 |
| Instrument | 2019-00030319 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 12, 2018 |
| Property Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Document Number | 0000046103 |
| Book / Page | 17180 / 0519 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 2018-00046103 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1935 E 40TH ST, DES MOINES, IA 50317-5615 |
| Document Number | 0000046105 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018-00046105 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,200 (+14.51%) Land $29,100 Building $206,100 | $235,200 (+14.51%) Land $29,100 Building $206,100 | |
| 2024 | $4,124.00 (+13.73%) | ||
| 2023 | $205,400 Land $25,100 Building $180,300 | $205,400 Land $25,100 Building $180,300 | |
| 2020 | $3,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1983–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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