1945 Chermoore Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1945 Chermoore Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,488 sqft · built 1978
Lot Size	0.555 acres (24,180 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2014)
Tax Bill	$7,135 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20R-2-4-035-1`

Property Details

APN / Parcel Number

Primary APN	`20R-2-4-035-1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	138 sqft
Unfinished Basement	138 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,180 sqft (0.555 acres)
Lot Depth	172 ft Depth
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	432 sqft
Patio Area	174 sqft
Balcony	Balcony
Balcony Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1945 CHERMOORE CT
City	CHESTERFIELD
State	MO
Zip	63017-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	SCARBOROUGH WEST 9 25 78
Legal Subdivision	SCARBOROUGH WEST
Legal Lot Number	305
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1012
Census Tract	217854

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1945 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on Record
Deed Sale	Jul 7, 2014 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	2014070700605
Deed Book / Page	21078 / 2792
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1945 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 CHERMOORE CT, CHESTERFIELD, MO 63017-7920

Mortgage

Document Number	0243602769
Date	Oct 5, 2020
Book Page	24360/2769
Instrument	2020100500537

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1945 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240361773
Date	May 7, 2020
Book Page	24036/1773
Instrument	2020050700352

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,190 (+7.55%) Land $42,830 Building $73,360	$611,500 (+7.54%) Land $225,400 Building $386,100
2024	$7,135.00 (+4.25%)
2023	$6,844.00 (+9.28%)	$108,030 (+19.57%) Land $29,980 Building $78,050	$568,600 (+19.58%) Land $157,800 Building $410,800
2022	$6,263.00	$90,350 Land $25,690 Building $64,660
2021			$475,500 Land $135,200 Building $340,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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