1938 Chermoore Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1938 Chermoore Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,149 sqft · built 1978
Lot Size	1.01 acres (44,013 sqft)
Owner	Individual Name on File
Last Sale	$642,390 (Oct 2025)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20R-2-4-038-8`

Property Details

APN / Parcel Number

Primary APN	`20R-2-4-038-8`
Alternative APN	`20R-24-0553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,149 sqft Living Area
Gross Area	2,611 sqft
1st Floor Area	2,149 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Lot Area	44,013 sqft (1.01 acres)
Lot Depth	182 ft Depth
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft
Porch	Slab
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	20R240388
Street Address	1938 CHERMOORE CT
City	CHESTERFIELD
State	MO
Zip	63017-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	SCARBOROUGH WEST LOTS 302 - 303 BDY ADJ ADJUSTED LOT 302
Legal Subdivision	SCARBOROUGH WEST LOTS 302 - 303 BDY ADJ
Legal Lot Number	302
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1012
Census Tract	217854

Owner

1938 Chermoore Ct is owned and occupied by an individual who bought it in October 2025.

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage COMMERCIAL BANK
Nov 14, 2024	Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL BANK
Apr 30, 2024	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, ORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Nov 14, 2024 · Amount on File
Deed Document Number	2025584
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	0000000584
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 15, 2025
Property Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Document Number	2025101500584
Map Reference	MB 372 PG 188
Instrument Date	Oct 1, 2025
Instrument	2025101500584
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920

Mortgage

Document Number	2025101500585
Date	Oct 15, 2025
Instrument	2025101500585

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 14, 2024
Property Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Document Number	2024111400493
Map Reference	MB 179 PG 22
Instrument Date	Nov 8, 2024
Instrument	2024111400493
Transaction Type	Construction Loan
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 MANSIONHILL DR, BALLWIN, MO 63011-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 FOREST AVE, SAINT LOUIS, MO 63139-3506

Mortgage

Document Number	2024111400494
Date	Nov 14, 2024
Instrument	2024111400494

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 30, 2024
Property Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920
Document Number	2024043000263
Map Reference	MB 372 PG 188
Instrument Date	Apr 23, 2024
Instrument	2024043000263
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 CHERMOORE CT, CHESTERFIELD, MO 63017-7920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1938 CHERMOORE CT, CHESTERFIELD, MO 63017-7920

Tax Assessment & Valuation

The 2025 property tax bill for 1938 Chermoore Ct was $5,523, down 7.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,350 (-23.04%) Land $45,600 Building $42,750	$465,000 (-23.04%) Land $240,000 Building $225,000
2025	$5,523.00 (-7.86%)	$114,800 (+26.6%) Land $45,600 Building $69,200	$604,200 Land $240,000 Building $364,200
2024	$5,994.00 (+4.26%)	$90,680 (-) Land $31,480 Building $59,200
2023	$5,749.00 (+4.85%)	$90,680 (+14.64%) Land $31,480 Building $59,200	$477,300 Land $165,700 Building $311,600
2022	$5,483.00	$79,100 Land $26,960 Building $52,140
2021			$416,300 Land $141,900 Building $274,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1938 Chermoore Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 Chermoore Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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