New Hanover County property record for 1944 Monroe St, Wilmington, NC 28401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 796 sqft · built 1980 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Sep 2017) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R06009-008-012-001 |
| Primary APN | R06009-008-012-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 796 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 796 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,928 sqft (0.182 acres) |
| Terrain | Above Road/Slope |
| Porch | Slab |
| Porch Area | 196 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 1944 MONROE ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28401-6728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7,RESIDE |
| Legal Description | LT 12 BLK 22 SUNSET PARK |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 22 |
| Legal Lot Number | 12 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sunset Park Historic District listed 2003 · 827 contributing resources · NRIS 03001265 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1944 MONROE ST, WILMINGTON, NC 28401-6728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 20, 2017 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Prior Sale | Sep 26, 2005 · Amount on Record |
| Deed Document Number | 201730635 |
| Deed Book / Page | 6089 / 2397 |
| Prior Transfer Date | Oct 9, 1989 |
| Prior Transfer Doc | 1472001072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 1944 MONROE ST, WILMINGTON, NC 28401-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 00643701139 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 6437/1139 |
| Instrument | 2021018937 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 20, 2017 |
| Property Address | 1944 MONROE ST, WILMINGTON, NC 28401-6728 |
| Document Number | 0060892397 |
| Book / Page | 006089 / 002397 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 30635 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1944 MONROE ST WILMINGTON NC 284016728, WILMINGTON, NC 28401-6728 |
| Document Number | 60892401 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 006089/002401 |
| Instrument | 30636 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,300 (-) Land $69,900 Building $145,400 | $215,300 (-) Land $69,900 Building $145,400 | |
| 2025 | $1,267.00 (-7.92%) | $215,300 (+36.09%) Land $69,900 Building $145,400 | $215,300 (+36.09%) Land $69,900 Building $145,400 |
| 2024 | $1,376.00 (+2.99%) | ||
| 2023 | $1,336.00 (-0.6%) | $158,200 Land $50,300 Building $107,900 | $158,200 Land $50,300 Building $107,900 |
| 2022 | $1,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1984–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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