1939 Monroe St, Wilmington, NC 28401 Property Records

New Hanover County property record for 1939 Monroe St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,443 sqft · built 1941
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Apr 2025)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06009-009-010-000`

Property Details

APN / Parcel Number

Primary APN	`R06009-009-010-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	962 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2018
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Terrain	Low
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1939 MONROE ST
City	WILMINGTON
State	NC
Zip	28401-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,RESIDE
Legal Description	LOT 22 BLK 15 SUNSET PK
Legal Subdivision	SUNSET PARK
Legal Block	15
Legal Lot Number	22
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1038
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunset Park Historic District listed 2003 · 827 contributing resources · NRIS 03001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1939 MONROE ST, WILMINGTON, NC 28401-6727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	202510635
Deed Book / Page	6771 / 1543
Prior Transfer Date	Jan 3, 2012
Prior Transfer Doc	00561000873
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 18, 2019
Property Address	1939 MONROE ST, WILMINGTON, NC 28401-6727
Document Number	0062552150
Book / Page	006255 / 002150
Instrument Date	Sep 26, 2019
Instrument	34073
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 MONROE ST WILMINGTON NC 284016727, WILMINGTON, NC 28401-6727

Mortgage

Document Number	62552153
Date	Oct 18, 2019
Book Page	006255/002153
Instrument	34074

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,400 (+1.08%) Land $69,300 Building $267,100	$336,400 (+1.08%) Land $69,300 Building $267,100
2025	$1,958.00 (+2.78%)	$332,800 (+51.96%) Land $69,300 Building $263,500	$332,800 (+51.96%) Land $69,300 Building $263,500
2024	$1,905.00 (+2.97%)
2023	$1,850.00 (-0.59%)	$219,000 Land $49,800 Building $169,200	$219,000 Land $49,800 Building $169,200
2022	$1,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1984–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20