St. Louis County property record for 1943 Rustic Oak Rd, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,938 sqft · built 1976 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,800 (May 2020) |
| Tax Bill | $6,078 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20S-43-0151 |
| Primary APN | 20S-43-0151 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,566 sqft |
| 1st Floor Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 254 ft deep x 77 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Patio Area | 120 sqft |
| Balcony Area | 30 sqft |
| Poultry House | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1943 RUSTIC OAK RD |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R1A |
| Legal Description | OLD CLARKSON FOREST AMENDED PLAT 3 7 12 74 LOT 51 |
| Legal Subdivision | OLD CLARKSON FOREST AMENDED PLAT 3 |
| Legal Lot Number | 51 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 217851 |
1943 Rustic Oak Rd is owned and occupied by two individuals who bought it in May 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2025 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| May 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| Oct 17, 2017 | Warranty Deed, Transfer DELMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on File |
| Deed Sale | May 21, 2020 · Amount on File |
| Prior Sale | Oct 17, 2017 · Amount on File |
| Deed Document Number | 2020119 |
| Deed Book / Page | 24056 / 1018 |
| Prior Transfer Date | Apr 10, 2008 |
| Prior Transfer Doc | 0178501119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Document Number | 2025081400603 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 2025081400603 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Document Number | 0251320177 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 25132/177 |
| Instrument | 2021092700792 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 21, 2020 |
| Property Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Document Number | 0240561018 |
| Book / Page | 24056 / 1018 |
| Map Reference | MB 158 PG 14&15 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020052100119 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Document Number | 2020052100120 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020052100120 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 17, 2017 |
| Property Address | 1943 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015 |
| Document Number | 0227401590 |
| Book / Page | 022740 / 001590 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 347 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1943 RUSTIC OAK RD CHESTERFIELD MO 630175015, CHESTERFIELD, MO 63017-5015 |
| Document Number | 227401593 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 022740/001593 |
| Instrument | 348 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2047 |
The 2025 property tax bill for 1943 Rustic Oak Rd was $6,078, up 12.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,210 (-) Land $33,210 Building $54,000 | $459,000 (-) Land $174,800 Building $284,200 | |
| 2025 | $6,078.00 (+12.93%) | $87,210 Land $33,210 Building $54,000 | $459,000 Land $174,800 Building $284,200 |
| 2024 | $5,382.00 (+2.65%) | ||
| 2023 | $5,243.00 (+2.04%) | $75,450 (+9.13%) Land $24,910 Building $50,540 | $397,100 Land $131,100 Building $266,000 |
| 2022 | $5,138.00 | $69,140 Land $29,070 Building $40,070 | |
| 2021 | $363,900 Land $153,000 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1943 Rustic Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1943 Rustic Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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