1931 Rustic Oak Rd, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1931 Rustic Oak Rd, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 1974
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Jul 2016)
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20S-43-0131`

Property Details

APN / Parcel Number

Primary APN	`20S-43-0131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	236 ft deep x 111 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	348 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1931 RUSTIC OAK RD
City	CHESTERFIELD
State	MO
Zip	63017-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	OLD CLARKSON FOREST PLAT 3 LOT 53
Legal Subdivision	OLD CLARKSON FOREST PLAT 3
Legal Lot Number	53
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1001
Census Tract	217851

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1931 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	2016827
Deed Book / Page	22114 / 3403
Prior Transfer Date	Nov 18, 1998
Prior Transfer Doc	0000000138
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1931 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 RUSTIC OAK RD, CHESTERFIELD, MO 63017-5015

Mortgage

Document Number	0247324322
Date	Mar 18, 2021
Book Page	24732/4322
Instrument	2021031800192

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,520 (-) Land $37,510 Building $47,010	$444,800 (-) Land $197,400 Building $247,400
2025	$5,891.00 (+8.95%)	$84,520 (+1.75%) Land $37,510 Building $47,010	$444,800 (+1.74%) Land $197,400 Building $247,400
2024	$5,407.00 (-6.27%)
2023	$5,769.00 (+6.7%)	$83,070 (+14.19%) Land $28,120 Building $54,950	$437,200 (+14.18%) Land $148,000 Building $289,200
2022	$5,407.00	$72,750 Land $32,830 Building $39,920
2021			$382,900 Land $172,800 Building $210,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20