1943 Courage St, Vista, CA 92081 Property Records

San Diego County property record for 1943 Courage St, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,445 sqft · built 1998
Lot Size	1.11 acres (48,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,000 (Jan 2021)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-592-21-14`

Property Details

APN / Parcel Number

Primary APN	`217-592-21-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	48,570 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1943 COURAGE ST
City	VISTA
State	CA
Zip	92081-7024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 15 US 48PER DOC98-015882&UND INT IN TR 013135
Legal Subdivision	VISTA 89-07 PH II
Legal Tract	013135
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1943 COURAGE ST, VISTA, CA 92081-7024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit LONG BEACH FIREMENS CU
Jul 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	202148331
Last Transfer Date	Jul 23, 2021
Transfer Doc	0000541136
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1943 COURAGE ST, VISTA, CA 92081-7024
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	LANDWOOD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1943 COURAGE ST, VISTA, CA 92081-7024

Mortgage

Document Number	0000293170
Date	Jul 18, 2022
Instrument	2022-0293170

Lender

Name	LONG BEACH FIREMENS CU
Type	Credit Union
Address	LONG BEACH, CA 90815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2021
Property Address	1943 COURAGE ST, VISTA, CA 92081-7024
Document Number	0000541136
Map Reference	MAP 13135
Instrument Date	Jul 23, 2021
Instrument	2021-0541136
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1943 COURAGE ST, VISTA, CA 92081-7024

Mortgage

Document Number	0000541137
Date	Jul 29, 2021
Instrument	2021-0541137

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	1943 COURAGE ST, VISTA, CA 92081-7024
Document Number	0000048331
Map Reference	MAP 13135
Instrument Date	Jan 15, 2021
Instrument	2021-0048331
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1943 COURAGE ST, VISTA, CA 92081-7024

Mortgage

Document Number	0000048332
Date	Jan 21, 2021
Instrument	2021-0048332

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,550 (+2%) Land $463,713 Building $199,837
2025	$8,098.00 (+7.83%)	$650,540 (+4.04%) Land $454,621 Building $195,919
2023	$7,510.00 (+0.23%)	$625,280 Land $436,968 Building $188,312
2022	$7,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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