1942 Courage St, Vista, CA 92081 Property Records

San Diego County property record for 1942 Courage St, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,357 sqft · built 1998
Lot Size	1.11 acres (48,570 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jul 2022)
Tax Bill	$9,681 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-592-21-04`

Property Details

APN / Parcel Number

Primary APN	`217-592-21-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,357 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	48,570 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1942 COURAGE ST
City	VISTA
State	CA
Zip	92081-7021
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 15 US 16PER DOC98-015882&UND INT IN TR 013135
Legal Subdivision	VISTA 89-07 PH 2
Legal Tract	013135
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1942 COURAGE ST, VISTA, CA 92081-7021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE
Jul 26, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2022302444
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2022
Property Address	1942 COURAGE ST, VISTA, CA 92081-7021
Document Number	0000302444
Map Reference	DOC 1998-0015882
Instrument Date	Jul 12, 2022
Instrument	2022-0302444
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1942 COURAGE ST, VISTA, CA 92081-7021

Mortgage

Document Number	0000302445
Date	Jul 22, 2022
Instrument	2022-0302445

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1942 COURAGE ST, VISTA, CA 92081-7021
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 MIMOSA DR, CARLSBAD, CA 92011-5156

Mortgage

Document Number	0000602627
Date	Aug 24, 2021
Instrument	2021-0602627

Lender

Name	PROSPECT HOME FINANCE
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2017
Property Address	1942 COURAGE ST, VISTA, CA 92081-7021
Document Number	0000337154
Map Reference	MAP13135
Instrument Date	Jun 25, 2017
Instrument	2017-0337154
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1942 COURAGE ST, VISTA, CA 92081-7021

Mortgage

Document Number	0000337155
Date	Jul 26, 2017
Instrument	2017-0337155

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,517 (+2%) Land $259,947 Building $546,570
2025	$9,681.00 (+12.58%)	$790,703 (+8.91%) Land $254,850 Building $535,853
2023	$8,599.00 (+35.37%)	$726,000 Land $233,000 Building $493,000
2022	$6,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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