19420 Ridgecrest Dr, Germantown, MD 20874 Property Records

Montgomery County property record for 19420 Ridgecrest Dr, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,938 sqft · built 1983
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jun 2021)
Tax Bill	$5,920 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-02114038`

Property Details

APN / Parcel Number

Primary APN	`09-02114038`
Alternative APN	`02114038`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	988 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02114038
Street Address	19420 RIDGECREST DR
City	GERMANTOWN
State	MD
Zip	20874-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GUNNERS VIEW
Legal Subdivision	GUNNERS VIEW
Legal Block	B
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700819

Owner

19420 Ridgecrest Dr is owned and occupied by an individual who bought it in June 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL INSTITUTES OF HEALTH FCU
Jul 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 15, 2021	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Book / Page	63260 / 261
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0632600261
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539

Mortgage

Document Number	0678490001
Date	Mar 25, 2024
Book Page	67849/1

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0578190142
Date	Jul 8, 2019
Book Page	57819/142

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539

Mortgage

Document Number	0625550127
Date	Apr 13, 2021
Book Page	62555/127

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 15, 2021
Property Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Document Number	0632600261
Book / Page	63260 / 261
Map Reference	MB 114 PL 13550
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,050.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19221 GUNNERFIELD LN, 19221, GERMANTOWN, MD 20874-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539

Mortgage

Document Number	0063260267
Date	Jun 15, 2021
Instrument	63260/267

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19420 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Document Number	0596070440
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19420 RIDGECREST DR GERMANTOWN MD 208741539, GERMANTOWN, MD 20874-1539

Mortgage

Document Number	0596070440
Date	May 19, 2020
Book Page	059607/000440

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19420 Ridgecrest Dr was $5,920, up 12.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,900 (+10.91%) Land $143,100 Building $375,800	$518,900 (-) Land $143,100 Building $375,800
2025	$5,920.00 (+12.87%)	$467,867	$518,900 Land $143,100 Building $375,800
2024	$5,245.00
2023		$365,800 Land $143,100 Building $222,700	$365,800 Land $143,100 Building $222,700
2022	$4,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19420 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19420 Ridgecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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