19416 Ridgecrest Dr, Germantown, MD 20874 Property Records

Montgomery County property record for 19416 Ridgecrest Dr, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,580 sqft · built 1983
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02114040`

Property Details

APN / Parcel Number

Primary APN	`09-02114040`
Alternative APN	`02114040`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02114040
Street Address	19416 RIDGECREST DR
City	GERMANTOWN
State	MD
Zip	20874-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GUNNERS VIEW
Legal Subdivision	GUNNERS VIEW
Legal Block	B
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700819

Owner

19416 Ridgecrest Dr is owned and occupied by two individuals who acquired it in September 2004.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19416 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2004
Deed Sale	Sep 30, 2004
Prior Sale	Nov 14, 2000 · Amount on File
Deed Document Number	200420024
Deed Book / Page	28382 / 200
Transfer Doc	0283820200
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19416 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0632620427
Date	Jun 15, 2021
Book Page	63262/427

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19416 RIDGECREST DR, GERMANTOWN, MD 20874-1539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY AMERICAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0549670254
Date	Sep 26, 2017
Book Page	54967/254

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19416 Ridgecrest Dr was $4,843, up 12.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,200 (+10.66%) Land $143,100 Building $271,100	$414,200 (-) Land $143,100 Building $271,100
2025	$4,843.00 (+12.71%)	$374,300	$414,200 Land $143,100 Building $271,100
2024	$4,297.00
2023		$294,500 Land $143,100 Building $151,400	$294,500 Land $143,100 Building $151,400
2022	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19416 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19416 Ridgecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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