Kershaw County property record for 1942 Ridgeway Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,829 sqft |
| Lot Size | 7.78 acres (338,897 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,211 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 266-00-00-029 |
| Primary APN | 266-00-00-029 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,829 sqft Gross Area |
| Gross Area | 2,873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 338,897 sqft (7.78 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Porch |
| Porch Area | 424 sqft |
| Account Number | 4688 |
|---|---|
| Old Parcel Number | 0266 00 00 0290 |
| Street Address | 1942 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD-1 |
| Legal Description | 35-064 JG-888 RIDGEWAY ROAD |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970401 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1942 RIDGEWAY RD, LUGOFF, SC 29078-8827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2019 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Feb 28, 2019 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2005 |
| Deed Sale | Jan 21, 2005 |
| Deed Document Number | 00759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1942 RIDGEWAY RD, LUGOFF, SC 29078-8827 |
| Document Number | 0000001706 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1942 RIDGEWAY RD LUGOFF SC 290788827, LUGOFF, SC 29078-8827 |
| Document Number | 0000001706 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 003994/000232 |
| Instrument | 1706 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 549, LUGOFF, SC 29078-0549 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1942 RIDGEWAY RD, LUGOFF, SC 29078-8827 |
| Document Number | 0000001705 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1942 RIDGEWAY RD LUGOFF SC 290788827, LUGOFF, SC 29078-8827 |
| Document Number | 0000001705 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 003994/000217 |
| Instrument | 1705 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 6, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,211.00 (+554.59%) | $246,500 (-) Land $24,700 Building $221,800 | $285,175 (-) |
| 2023 | $185.00 | $246,500 Land $24,700 Building $221,800 | $285,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1989–2020) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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